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Being a real estate agent can be a physically demanding job. From walking through properties to the constant travel between open houses and negotiating deals, there's always a risk of accidents. That's why it's crucial for realtors to have accident insurance in place.Common Accidents for RealtorsFalls: Walking through properties, especially ol […]

As a self-employed individual, you enjoy the freedom and flexibility that comes with being your own boss, but with that freedom comes responsibility. One of the most crucial responsibilities is protecting your financial well-being. A cancer diagnosis can ruin that well-being quickly. This is where cancer insurance becomes essential.The Unique Risks for Self- […]

We have all seen the ads on TV for Final Expense insurance, which helps you pay for burial expenses. Most of these ads are for whole life insurance and can be more expensive than you'd expect. And most of the time the coverage is not enough.When calculating final expenses, most people just consider the cost of a funeral. However, a missing cost are cost […]

Indexed universal life (IUL) insurance is a unique type of life insurance that blends the security of a guaranteed death benefit with the growth potential of the stock market. It's a popular choice for people who want to protect their loved ones financially while also building cash value for the future.Here's a closer look at some of the key benefi […]

As we age, our chances of needing some form of long-term care increase. This could mean needing help with activities of daily living (ADLs) such as bathing, dressing, and eating, or needing more specialized care such as skilled nursing.Long-term care can be expensive, and many people don't have the savings to cover the cost. This is where short-term hom […]

Being a real estate agent can be a physically demanding job. From walking through properties to the constant travel between open houses and negotiating deals, there's always a risk of accidents. That's why it's crucial for realtors to have accident insurance in place.Common Accidents for RealtorsFalls: Walking through properties, especially ol […]

As a self-employed individual, you enjoy the freedom and flexibility that comes with being your own boss, but with that freedom comes responsibility. One of the most crucial responsibilities is protecting your financial well-being. A cancer diagnosis can ruin that well-being quickly. This is where cancer insurance becomes essential.The Unique Risks for Self- […]

We have all seen the ads on TV for Final Expense insurance, which helps you pay for burial expenses. Most of these ads are for whole life insurance and can be more expensive than you'd expect. And most of the time the coverage is not enough.When calculating final expenses, most people just consider the cost of a funeral. However, a missing cost are cost […]

Indexed universal life (IUL) insurance is a unique type of life insurance that blends the security of a guaranteed death benefit with the growth potential of the stock market. It's a popular choice for people who want to protect their loved ones financially while also building cash value for the future.Here's a closer look at some of the key benefi […]

As we age, our chances of needing some form of long-term care increase. This could mean needing help with activities of daily living (ADLs) such as bathing, dressing, and eating, or needing more specialized care such as skilled nursing.Long-term care can be expensive, and many people don't have the savings to cover the cost. This is where short-term hom […]

Life insurance is typically thought of as a way to provide financial security for your loved ones after you die. However, some life insurance policies also offer living benefits, which are features that can provide financial assistance to you while you're still alive.There are many different types of living benefits, but some of the most common include: […]

Accidents happen every day, and they can have a significant financial impact on those who are injured. Medical expenses, lost wages, and other costs can add up quickly, leaving many people struggling to make ends meet.This is where accident insurance can help. Accident insurance is a type of supplemental insurance that provides financial assistance to people […]

Cancer is a serious disease that can have a devastating impact on a person's physical and financial health. The cost of cancer treatment can be high, and even with health insurance, many people find themselves struggling to pay for their care. Cancer insurance can help to ease the financial burden of cancer by providing a lump sum of money to help cover […]

When people are planning for retirement, one very important piece of the puzzle is often neglected. While thinking of once-in-a-lifetime trips and pickleball sound fun, long term care expenses have to be part of the equation. As mentioned in a previous post, the "no go years" happen when one's health deteriorates into a chronic illness. Caregi […]

For the last few years we at Surf Financial Brokers have offered a dental/vision/hearing combo plan. And to be honest, we weren't too crazy about it because the dental portion of the plan had a network that just didn't work for most of our clients. We listened to your feedback and have taken on another dental and vision insurance carrier. However, […]